FAQs

At Tar Heel Insurance Agency, we proudly offer a comprehensive suite of insurance services tailored to meet your diverse needs. Our offerings include:

• Auto Insurance: Coverage to protect you on the road.
• Homeowners Insurance: Safeguarding your home and belongings.
• Commercial Insurance: Protecting your business interests.
• Medicare Insurance: Helping you navigate your healthcare options.
• Additional Services: Including bonds, general liability, and umbrella liability.

Our knowledgeable insurance agents are here to assist you in identifying the coverage that aligns perfectly with your needs.

To secure the best auto insurance rates in Statesville, NC, consider essential factors such as your driving record, the type of vehicle you own, and your specific coverage requirements. Our local insurance agency is ready to help you compare quotes and identify discounts that are customized for your individual situation.

Our homeowners insurance provides comprehensive coverage, including:

• Property Damage: Protection for your home and belongings against unexpected events.
• Liability Protection: Safeguarding you from claims due to injuries or damages.
• Additional Living Expenses: Coverage if your home becomes uninhabitable.

Moreover, our policies include protection against common risks like fire, theft, and vandalism. Our dedicated team can tailor your policy to ensure it meets your specific needs.

Our local insurance agency offers a variety of commercial insurance options, including property insurance, general liability, worker’s compensation, and professional liability. Our policies can be tailored to protect your business from various risks.

Our Medicare plans help cover medical expenses not paid by Medicare, such as prescription drugs, dental, and vision care. Our local insurance agency can guide you through the enrollment process and help you choose the plan that best fits your healthcare needs.

Umbrella liability insurance provides extra coverage beyond your existing policies like auto and homeowners insurance. It protects against large claims that exceed your standard liability limits, offering additional peace of mind. Learn more about our additional insurance services and how umbrella coverage can benefit you.

Worker’s compensation insurance provides coverage for employees who are injured or become ill as a result of their jobs. It helps cover medical expenses, lost wages, and rehabilitation costs. This insurance is essential for protecting both your employees and your business.

Our local insurance agency offers various types of bonds, including surety bonds and fidelity bonds, which protect against financial loss from fraud or dishonesty. Our insurance agents can help determine which type of bond is best suited for your needs.

Inland marine insurance offers crucial coverage for property in transit or equipment used at various locations, such as construction sites. This type of insurance safeguards valuable goods and equipment while they are being transported or utilized off-premises. Contact our local insurance agency to discover how inland marine insurance can specifically benefit your business.

Professional liability insurance protects against claims of negligence or errors in professional services. This coverage is vital for businesses that provide professional advice or services, including consultants, lawyers, and healthcare providers. Explore our commercial insurance options to ensure your business is equipped with the necessary protection.

General liability insurance is fundamental for businesses, covering third-party claims related to bodily injury, property damage, and personal injury. This essential coverage protects against common risks and legal claims, and our commercial insurance policies can be tailored to meet your business’s unique needs.

Selecting the right Medicare plan involves assessing your healthcare needs, budget, and preferred providers. Our Medicare insurance specialists are here to assist you in comparing plans and finding the coverage that best suits your situation.

Before acquiring umbrella liability insurance, consider how much additional coverage you may need beyond your existing policies. This insurance is ideal for protection against significant claims and lawsuits. Our local insurance agency can help you evaluate your needs and recommend suitable coverage.

Bundling your homeowners and auto insurance policies with us can lead to significant cost savings and simplify policy management. Our agents are available to discuss bundling options and identify discounts tailored for you.

In addition to auto, homeowners, commercial, and Medicare insurance, we offer various additional insurance services, including inland marine, fidelity and crime, and more. Our comprehensive range of services ensures that you have coverage to meet your insurance needs.